UCA Cash Portfolio invests in a blend of cash and liquid securities, marketable money market and fixed interest securities, first mortgages and loans to church bodies.

Over the period 1 July 1985 to 31 December 2011 the average annual return of the UCA Cash Portfolio was 8.02% p.a. The average annual increase in the CPI over the same period was 3.59%. 

Key features

• Investments are at call
• Interest calculated daily and distributed twice yearly at 30 June and 31 December
• Same day processing of withdrawal requests received by 11.00 am
• Withdrawals available by EFT or cheque
• Deposits can be made by cheque, by EFT using internet banking or at Westpac branches using encoded deposit books
• Interest distributions are net of all fees
• ICR limited to no more that 1% (currently 0.75%)
• No entry, exit or transaction fees
• Capital is guaranteed by The Uniting Church in Australia Property Trust (Victoria)